Short term health insurance in Florida

Issues with short term health insurance in Florida

With Florida garnering national attention with its large numbers of residents receiving federal subsidies for Florida short term health insurance coverage through the federal insurance marketplace, a person would think that Florida is on its way to eliminate health insurance issues within the state. Unfortunately, reading further down the newsfeed will tell you that this is not the case in Florida. While celebrating the recent U.S. Supreme Court decision to uphold the federal subsidies offered to Obamacare users, the state of Florida has other health insurance issues.

Still Too Many Uninsured

Even with the requirements of Obamacare and the availability of federal subsidies for those who use, there are still about 3 million Florida residents that still don’t have short term health insurance, that can be corrected by visiting . Florida ranks 2nd in percentage of uninsured with 21% of the state’s population have no health insurance. One of the causes for such a figure involves the 2012 U.S. Supreme Court decision that gave individual states the right to choose whether or not to expand Medicaid coverage.

Medicaid Expansion Debate

There are 600,000 Floridians who would be helped if Florida decided to expand Medicaid coverage, as allowed by AFA. These individuals were recently snubbed by the Florida legislature when lawmakers decided to reject a proposed expansion plan. One of the reasons that lawmakers rejected the plan was the idea that the proposed healthcare coverage could be seen as an entitlement. More than that, opponents of the proposition felt that it would be a heavy burden on Florida taxpayers. Either of these reasons seem like a smoke screen when one looks at how the vote played out.

Healthcare: The Whipping Post of Bipartisan Politics

When the vote came down, the House was divided. The majority Republicans voted against the measure with only 4 Republicans siding in favor with the Democrats. Obamacare has been a hot topic in Florida politics since its inception. The heavily Republican state has opposed the Democratic invention at every turn.

No State Insurance Marketplace

When Obamacare was enacted, it created the federal insurance exchange, or marketplace as some call it,  In addition to offering price comparisons between insurance companies offering Obamacare-specific plans, the marketplace also aids users with applying for federal subsidies or exemptions. States were given the choice of creating their own marketplace or relying on the federal marketplace. Florida is one of the states that doesn’t offer a state-created marketplace and enrolls residents through the federal marketplace. In addition to not creating a state marketplace, Florida has consistently rejected Medicaid expansion. Such actions, along with views stated by Florida Republicans, have given rise to the view of Florida as being anti-Obamacare.

Short Term Florida Health Insurance in the National Arena

With all of the attention that Florida health insurance issues are receiving in the national media, all eyes will be turned to 2016 Presidential candidates hailing from Florida. Former Florida Governor Jeb Bush heads the pack, even though his position against Obamacare rocky ground since it has come out that he’s invested in a company that is pro-Obamacare.

In addition to Bush, Dr. Ben Carson of Florida is in the running for the Republican 2016 candidates, and he has been verbal against Obamacare. He’s even been quoted as comparing Obamacare to slavery.

All of This Debate and Some Floridians Still Don’t Have Insurance

As you can see, short term Florida health insurance issues aren’t only important in Florida. With Florida being a key electoral state, Florida’s healthcare issues will take a primary role in national politics. Many Republican candidates will use turn these issues into a platform. Hopefully, Florida politicians won’t use short term health insurance issues to promote their own cause. Hopefully, someone will help the numbers of Floridians who still don’t have insurance, even with Obamacare being the current reality.